Commercial Vehicle Finance Ltd
have a range of finance products available and each can be tailored to meet your specific needs, in respect of the term, deposit and frequency of payments. We have a several products available for our customer's to use:

 


Hire Purchase



Ownership at the end of the agreed term - Once the agreement has ended, you can sell the vehicle and keep 100% of the proceeds from the sale.

Negotiable Deposit - Flexibility on the amount put down as a deposit.

Entitlement to writing down allowances - Can mean that you pay less to the taxman*

Agreement is secured on the asset being financed - in most cases there is no need to provide additional security.

Fixed term / rate - flexible tailored finance to suit your needs. You know exactly what you have to pay and when, allowing you to plan ahead and retain control.

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Finance Lease
 
 


Two attractive options at the end of the Agreement
- give you options at the end of the Agreement allowing you to base your decision on market conditions at the time. You can either continue to use the equipment, or sell it.

Secondary lease period available - if you decide to continue to use the equipment at the end of the agreement, nominal rentals are payable, usually annually.

Profit from the sale of the vehicle - if you decide to sell the vehicle at the end of the agreement, you can do so, and will be able to keep a percentage of the proceeds from the sale. Ideal for the deposit on your next vehicle.

Tax-efficient - 100% rental allowable against tax. Improvement of financial ratios such as gearing and return on capital.*

Control - you are responsible for maintaining, repairing, servicing and insurance.

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Operating Lease
 
 


Low Cost Rentals
- the residual value is taken into account when calculating the rentals

Off-balance sheet finance - does not affect the gearing ratio of the business

Short-term finance - choose a period of hire to suit you

Use without ownership - legal title and risk is retained by us.

Our operating leases work successfully because we have expert knowledge of the assets as well and the finance package.

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If you would like a quote on any of these products please use our Quote Form.

*For advice, please consult your professional tax advisor. We do not provide tax and accounting advice.